SBI Surya Ghar Solar Loan 2026: Bihar me EMI par Solar Lagwaye (Complete Guide)

Agar aap Bihar me rehte hain aur har mahine ₹2,000 se ₹15,000 tak bijli bill de rahe hain, to ab aap SBI Surya Ghar Solar Loan ki madad se bina bada investment kiye apna khud ka Rooftop Solar System laga sakte hain.

Ark Urja Machinery aapko complete support deta hai – loan process, subsidy claim aur installation sab ek hi jagah.

SBI Surya Ghar Solar Loan kya hai?

SBI dwara diya gaya ye special solar loan scheme hai jisme aap ₹2 lakh se ₹6 lakh tak ka loan le sakte hain rooftop solar system install karne ke liye.

• Loan Amount: ₹2 lakh se ₹6 lakh


• Interest Rate: 5.75% – 7.90%


• Tenure: 10 saal tak


• Processing Fees: NIL


• Prepayment Charges: ZERO

Loan Eligibility (Important Conditions)

₹2 Lakh tak Loan

• Koi minimum CIBIL score required nahi


• Income proof mandatory nahi


• Age: 18–65 saal

₹2 Lakh se ₹6 Lakh tak Loan

• CIBIL Score: Minimum 650+


• Annual Income: ₹3 lakh minimum


• ITR / Salary Slip required

Common Conditions:

• Apne ghar ka rooftop hona chahiye


• Electricity bill hona zaroori hai


• SBI Saving Account hona chahiye

Solar Subsidy (PM Surya Ghar Yojana)

• 1KW – ₹30,000 subsidy


• 2KW – ₹60,000 subsidy


• 3KW – ₹78,000 subsidy

Ye subsidy directly aapke loan account me adjust ho jati hai.

Interest Rate Details

• ₹2 lakh tak: 5.75% approx


• ₹2–6 lakh: 7.90% approx

Yeh India me sabse sasta solar loan mana ja raha hai.

Loan kaise apply kare?

1. Step 1: PM Surya Ghar Portal par register kare
   
   https://pmsuryaghar.gov.in



2. Step 2: Loan apply kare
   
   https://www.jansamarth.in



3. Step 3: Vendor select kare (Ark Urja Machinery)


4. Step 4: Installation + Subsidy Process complete

Ark Urja Machinery se Solar kyu lagwaye?

• ✔ Bihar me trusted solar company


• ✔ Complete loan assistance


• ✔ Fast installation


• ✔ Net metering support


• ✔ High quality panels + inverter

Popular Solar Systems (Loan par Available)

3KW Solar System

Perfect for chhota ghar – 10-12 unit per day generation

View Details

5KW Solar System

Medium home ke liye best – 20-25 unit per day

View Details

10KW Solar System

Commercial ya high consumption ke liye – 40-50 unit per day

View Details

Example EMI Calculation

Agar aap ₹3 lakh ka solar system lagwate hain:

• Subsidy: ₹78,000


• Loan Amount: ₹2.2 lakh approx


• EMI: ₹2,500 – ₹3,000 per month

Matlab aapka bijli bill almost zero ho jayega aur EMI bhi cover ho jayegi.

Important Points

• ✔ 10% margin aapko dena hota hai


• ✔ 6 month moratorium milta hai


• ✔ 3KW tak insurance optional hai


• ✔ Loan direct vendor ko jata hai

Conclusion

SBI Surya Ghar Solar Loan ek golden opportunity hai Bihar ke logon ke liye. Ab aap bina paise ke tension ke apna khud ka solar power plant laga sakte hain.

Aaj hi Ark Urja Machinery se contact kare aur free consultation le:

📞 Call/WhatsApp: 8809514296

📍 Location: Begusarai, Bihar

Limited subsidy hai – jaldi apply kare!